MORE
“MORE” is the acronym of Multi Objective Rating Evaluation, the credit risk assessment methodology created and developed by modeFinance.
WHY MORE?
The effective management of credit risk is a critical component of a comprehensive approach to risk management and is essential for the long-term success of any corporate. Every day the company requests the knowledge of the financial and economical equilibrium of: dealers, vendors, suppliers, clients, customers, competitors, partners, etc. For modeFinance's clients, MORE is a transparent, objective and accurate tool that helps to evaluate target companies from a credit risk management perspective.
The innovation
The innovation of MORE technology is focused on the accurate study of the different financial and economical areas in which a company is subdivided: profitability, liquidity, solvency, efficiency, products' quality, payment behavior, etc. The MORE's vision affirms that the better the equilibrium between the different areas, the lower is the total financial risk of the company.
The technological core of MORE is constituted by an innovative fusion between deep knowledge of the economic and financial dynamics and the most innovative numerical methodologies, mainly coming from complex engineering design studies. The analysis is done by a set of different multi-dimensional and multi-objective algorithms which permit the study and the observation of companies’ different aspects, in order to give the most accurate risk analysis.
The products
The MORE technology provides modeFinance clients with the use of a broad spectrum of products: Corporate Credit Report, Internal Credit Risk Platform, Supply Chain Risk Analysis, portfolio analysis, sector risk and country risk analysis.