Privacy Policy

INFORMATIONS AS OF ARTICLE 7 OF D.LGS 70/2003 AND AS OF REGULATION (EU) 2016/679 (GDPR)

The following information is provided as required by art. 7 of Italian Legislative Decree 70/03 in adoption of Directive 2000/31/EC on certain legal aspects of information society services, in particular electronic commerce, in the Internal Market (‘Directive on electronic commerce’):


Name of provider: modefinance S.r.l. (The ‘Controller’)
Headquarters: Building A, AREA Science Park, Padriciano 99 - 34149 Trieste (TS) – Italy
Contacts: Tel. +39 040 375 5337, Fax +39 040 375 6741
VAT number: 01168840328
Data Protection Officer: please see "Privacy policy – Informations provided as of Art. 13 Reg. (EU) 2016/679"


PRIVACY POLICY – INFORMATIONS PROVIDED AS OF ART. 13 REG. (EU) 2016/679


In compliance to European Regulation on Data Protection (General Data Protection Regulation) 2016/679, we are providing the following information on collection and use of your personal data by the Controller.
Your personal data will be processed lawfully, fairly and in a transparent manner in relation to the data subject (‘lawfulness, fairness and transparency’), and in a manner that ensures appropriate security (‘integrity and confidentiality’).
The information provided in registration forms, newsletter boxes, contact forms, or the data automatically collected via website navigation, is collected and processed with the aid of information and communication tools, or however automatized, for the following objectives related to the different services provided by the Controller:


Services provided through ‘S-peek’:

  • Creation of accounts for the ‘S-peek’ application (essential activity for providing services);
  • Technical management, mandatory relationships, contractual and fiscal duties;
  • Archive management, backup of report requests submitted by users (including the necessary steps to verify the correct meeting of contractual obligations);
  • Submission of updates related to purchased reports, as well as management of comments and notes shared by users belonging to the same "team" (if applicable);
  • Providing future communications on products and services provided by the Controller, similar to the ones requested by contract, considering the legitimate interests pursued by the Controller (Art. 6(1)(f) of Reg. 2016/679), as well as your right to withdraw your consent to such type of communication after any transmission.
Services provided through Cra.ModeFinance: Credit Rating Regolamentati ESMA
  • Issuance of solicited credit ratings (public, private or subscription-only);
  • Issuance of unsolicited credit ratings (public, private or subscription-only);
  • Dissemination of updates related to such credit ratings;
  • Providing future communications on products and services provided by the Controller, similar to the ones requested by contract, considering the legitimate interests pursued by the Controller (Art. 6(1)(f) of Reg. 2016/679), as well as your right to withdraw your consent to such type of communication after any transmission.
Other services provided by modefinance:
  • Issuance of credit scores;
  • Editing and authoring of financial and statistical research;
  • Performing credit risk assessments and providing credit risk management tools.

We inform you that your personal data will not be transferred to Extra-EU countries, unless the transfer is performed on the basis of an adequacy decision by the EU Commission which ensures an adequate level of protection as prescribed by Regulation (EU) 2016/679.
Processing your personal data for the aforementioned objectives is performed on the legal basis of Article 6 of Regulation (EU) 2016/679, and it is necessary for the performance of a contract to which you are a party.
Your personal data may be known by single data processors specifically designated by the Controller, its technological partners, insurance companies and/or professional firms.
Your personal data will be kept until you will not formally request cancelation of your account and related data, except for record-keeping obligations to which the Controller is subject due to Law and Regulations.


Controller: modefinance S.r.l. Building A, AREA Science Park, Padriciano 99 – 34149, Trieste (TS)– ITALY, VAT number 01168840328, in person of its legal representative, to whom you can address any request to exercise the rights provided by Articles 15, 16, 17, 18, 20, 21 and 7 of Regulation (EU) 2016/679.
The Controller appointed a Data Protection Officer (DPO), who, in accordance with Art.39 of Reg 2016/679, is in charge of designing and maintaining an organizational model for modefinance, with the aim of implementing adequate protection measures for data processed within the Company.
modefinance DPO is Studio legale Avv. Paolo Vicenzotto, based in Corso Vittorio Emanuele II, 54, 33170 – Pordenone, Italy. You will be able to freely contact our DPO through the Controller or at dpo@studiolegalevicenzotto.it. for any request related to your personal data processing.
More information on the abovementioned rights, and on how to exercise them, are included in the dedicated form available here.
We also would like to remind you that the exercise of rights is subject to limitations, rules and procedures provided by the aforementioned Regulation, which the data subject shall be aware of, and be able to put in place. In accordance to Article 12(3), the Controller shall provide information on action taken on a request to the data subject without undue delay and in any event within one month of receipt of the request. That period may be extended by two further months where necessary, taking into account the complexity and number of the requests. The controller shall inform the data subject of any such extension within one month of receipt of the request, together with the reasons for the delay.


COOKIE POLICY


In order to provide better navigation experience and to grant services provided by third-parties, our websites use technical cookies.


Cookies provided by the Controller

Technical cookies are those used exclusively with a view to carrying out the transmission of a communication on an electronic communications network, or insofar as this is strictly necessary to the provider of an information society service that has been explicitly requested by the contracting party or user to provide the said service. They are not used for further purposes and are usually installed directly by the data controller or the website manager. They can be grouped into browsing or session cookies, which allow users to navigate and use a website (e.g. to purchase items online or authenticate themselves to access certain sections); analytics cookies, which can be equated to technical cookies insofar as they are used directly by the website manager to collect aggregate information on the number of visitors and the pattern of visits to the website; functional cookies, which allow users to navigate as a function of certain pre-determined criteria such as language or products to be purchased so as to improve the quality of service.
Users’ prior consent is not necessary to install these cookies, whilst the present information shall be disclosed as of Article 13 of Regulation (EU) 2016/679.


Third parties’ cookies for technical or statistical analysis


During website navigation, the user may receive on his/her device cookies of other providers (so called Third parties’ cookies): it is the case when some elements included in the website are hosted by different servers than the one hosting the main pages.
The Controller uses third parties’s cookies for technical reasons, such as cookies that allow monitoring and statistical analysis of accesses/visits to the website (so called ‘analytics’) or that allow the use of code provided by external subjects, that enhance user experience (authentication, administration pages, etc.).


Third parties’ cookies used in our websites for technical or statistical analysis and the related management of opt out (their deactivation) are as follows:

  • Google Analytics: website traffic analysis service provided by Google, Inc. (‘Google’). Those cookies are used with the only objective to monitor and increase the website performance. For any further information, please visit https://www.google.it/policies/privacy/partners/

You may deactivate in a selective manner Google Analytics by installing on your own browser the opt-out component provided by Google itself. In order to disable Google Analytics on your device, please visit https://tools.google.com/dlpage/gaoptout


Third parties’ cookies for profiling / remarketing / social marketing


During website navigation, the user may receive on his/her device cookies of other providers (so called Third parties’ cookies), for non-technical objectives also. The website hosts some functionalities developed by third parties, such as icons and preferences given in social networks, in order to share some contents of the website. Those cookies allow also to perform an analysis of the navigation preferences that are used to show specific banners or for “remarketing” activities. For instance, after leaving the website, you may be shown specific advertising related to contents/products contained in the website, when navigating in other websites, using mobile apps or performing queries on Google or when using the most popular social networks.


Third parties’ cookies used in our websites for such objectives, their comprehensive description and the management of consent and opt out (their deactivation) are as follows:

You may disable such cookies by using adequate functionalities or tools in your browser, or by using services provided by http://www.youronlinechoices.com/, a website managed by the European Interactive Digital Advertising Alliance (EDAA), which represents a guide on behavioural advertising and online privacy, and where you may find information on how behavioural advertising works, as well as more information on how to manage and disable cookies, and the steps to follow to protect your privacy on the internet.


By continuing to use our websites, you agree to the use of third parties’ cookies in our websites, for the objectives described above.