Credit Rating, commercial credit limit and financial information of all companies in Europe, instantly!

Know your customers

S peek overview

You have a new customer? Is he reliable?

In today’s world, it is increasingly important to have as much as information as possible to be able to make the best decision.
Imagine being able to check in just few seconds economic and financial health of your new customer and understand at a glance the degree of his reliability.
From now on, you can do it with S-peek!
It is the first application that allows you to reach -in a simple and economical way- the credit rating and financial information of a company.

The data of over 20 million companies in Europe

S peek over 20

With s-peek you have in hand the data of over 20 million companies across Europe, always up to date! Thanks to s-peek, you will be able to select your financial partners on the basis of concrete and reliable indicators.
All the evaluations present in s-peek are based on the following publicly available information on the company examined: Company registration information, all items of financial statements and the sector that the company belongs to.
With s-peek you can see, through the freemium model, the economic information and the modeFinance evaluation regarding a particular company.
Once you find the company through the simple and fast search engine, you can reach the information on three different levels of details.

S-peek is really user-friendly!

S peek user friendly

One of the strengths of s-peek is to provide a tool which standardizes financial statements of European companies, while also providing users who are not able to read financial statements in detail the opportunity to know in an immediate way data such as credit ratings, credit limit and financial data, which help users get an accurate idea of their trading partner’s reliability.
s-peek is an ideal tool for both professionals and companies that have business relations with European corporations.
It is also a useful tool for users who are not experts of reading or understanding a company’s financial data from the official documents.

The rating

S peek rating

The credit rating and commercial credit limit available within the s-peek application are evaluated through an innovative methodology called Multi Objective Rating Evaluation which is owned by modeFinance.
This innovative methodology studies a corporation as a complex system and deepens the analysis on its different aspects: solvency, debt coverage, liquidity, cash conversion cycle, profitability, fixed asset coverage, compared with the sector which it belongs to and so on.
With effect from July 10th, 2015, modeFinance Srl is registered as a credit rating agency in accordance with Regulation (EC) No 1060/2009 of the European Parliament ad of the Council of 16 September 2009 (the Credit Rating Agencies Regulation link).
MORE Methodology is used by modeFinance also as part of the process of issuance of Credit Ratings in compliance with Regulation (EC) No 1060/2009 of the European Parliament ad of the Council of 16 September 2009 (the Credit Rating Agencies Regulation).