s-peek is the first free web and mobile application that allows you to easily assess the economic and financial health of your own company and your customers, suppliers or partners.
Using s-peek is really simple: just write the name of the company you want to evaluate, and you will immediately obtain the credit score and all the data you need for testing its reliability.
Get an immediate assessment of the company's financial health
Evaluate the annual commercial credit line that can be granted to the company
Check if there are any protests or bankruptcy proceedings in progress
Access the last 3 publicly filed financial statements, whenever available
You can download companies' data in Excel format, to work on those information internally.
All this is available at the office and on the go, out for work meetings, on your computer and on your smartphone.
You are able to choose among two different levels of financial information: Flash reports, with fundamental data, and Extended12M reports, with greater detail and monitored throughout 12 months.
No emails to send, zero waiting times: just search for the company, and deepen the analysis to access the economic and financial information.
Simply digit s-peek on your browser, or download the app from your mobile store: credit card is not required for registration.
Know your customers' reliability within few clicks, make quick and informed decisions, work at your best.s-peek on the web
The entire s-peek database and algorithms' system is easy to access and integrate within your business suite, accessible through any programming language.
Just contact us to know more about it.Get in touch
s-peek is the ideal platform both for the consultancy world, and the small and medium-seize enterprises which have commercial relationships in Europe; plus, it's ideal for banks and Fintech companies operating in the SMEs credit market.
Also, but not limited to: if you are a professional, in any field, who is not used to interpreting company's financial data from balance sheets, you are able to use s-peek for a quick and easy-to-understand picture of your own customers and suppliers, based of official data.
The evaluation of your company, plus any customer, partner, supplier and competitor. Knowing financials is an important advantage in terms of:
The automation of integrated risk analysis on its information flows constitutes an important competitive advantage in terms of:
Check instantly its economic and financial health: understand any customer, partner, supplier and competitor degree of reliability and financial solidity, throughout Europe.
Being modefinance a Rating Agency, MORE is our methodology for assessing credit risk, and can be represented both as a credit score and a Rating.
Based on Big Data and Artificial Intelligence, the Multi Objective Rating Evaluation is calculated using various innovative numerical methodologies, integrated with the most modern economic and financial theories, in order to obtain a credit risk assessment that is as coherent and transparent as possible.
The heart of the MORE model is a multi-objective and multi-dimensional algorithm that coherently aggregates the various aspects (quantitative, qualitative, economic and strictly financial) of the company analyzed.
The MORE credit limit is the estimate of the maximum amount of credit that can be granted in a commercial relationship to the analyzed company, in the time period of one year.
The MORE Credit Limit is the fundamental element for evaluating a customer's credit limit: in fact, it evaluates the maximum exposure that the company can receive.
Credit Scores in s-peek are published by modefinance, an officially recognized Rating Agency in Europe, which approached the traditional Credit Rating field with an innovative, AI-based system.
s-peek offers credit scores issued by modefinance which, since 10 July 2015, is registered as a credit rating agency in accordance with Regulation N. 1060/2009 of the European Parliament and of the Council, 16 September 2009 (Regulation of Rating Agencies of the Credit).
Data are provided by official information distributors: each Country has a public institution entrusted with the collection of the annual financial statements of the companies operating in that country. These information are always captured from official balance sheet data, filed and verified. In some countries, where an official Central Data Source does not exist, the information provider may collect data directly from companies.
All the s-peek services (FLASH and Extended12M reports, and their information) are also available via API.
For more information on how to access and integrate these services via API, please contact us by filling up the online form, or via email at: email@example.com