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KEELT GROUP S.P.A Corporate Credit Rating (First Issuance)
19/01/2022
modefinance released the Solicited Corporate Credit Rating for KEELT GROUP S.P.A. (First Issuance)

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The growth of the Italian Fintech ecosystem in 2022
4/01/2022
Artificial Intelligence, IoT, blockchain, ESG, increase of funds intended for the Italian Fintech

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The growth of the Italian Fintech ecosystem in 2021
29/12/2021
Digital Innovation, Open Finance, Digital Lending as main growth drivers in the Italian Fintech sector

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3A DEI F.LLI ANTONINI SPA Corporate Credit Rating 2021 (downgrade)
24/12/2021
modefinance released the update for 2021 of the Solicited Corporate Credit Rating for 3A DEI F.LLI ANTONINI SPA (downgrade)

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Factoring automation in Italy: Arcares and modefinance partnership
20/12/2021
The integration of the proprietary K4F and Tigran platforms and technologies as an end-to-end solution to support the innovation of Factoring services

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At the 2020 Dubai Expo, the Italian National Day
12/12/2021
The Expo underway in Dubai has highlighted the strong connections with Italy, especially in the FinTech sector

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GLOBAL POWER S.P.A. Corporate Credit Rating 2021 (Affirm)
3/12/2021
modefinance released the Solicited Corporate Credit Rating 2021 for GLOBAL POWER S.P.A. (Affirm)

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ETC INVEST S.P.A. Corporate Credit Rating 2021 (Upgrade)
29/11/2021
modefinance released the Solicited Corporate Credit Rating 2021 for ETC INVEST S.P.A. (Upgrade)

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modefinance international branches will open up and expand operations on a global scale
26/11/2021
Fintech's boom opens up globally, modefinance international launches in the MENA region, to expand their activities, offering digitalization and process automation to the finance world.

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The results of the NUPP project, supporting manufacturing companies, have been published
25/11/2021
modefinance announces the results of a project that analyzed the pandemic effects and their impact on corporates' financials

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Corporate Credit Rating 2021 for FINECOBANK - BANCA FINECO SPA (Affirm)
23/11/2021
modefinance has released the Unsolicited Corporate Credit Rating 2021 for FinecoBank - Banca Fineco (Affirm)

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IRB vs standardized models: European Commission looks at output floor and ECAI ratings
11/11/2021
European Commission limits IRB approaches. Calculation of capital requirements to be based on comparison with standardized approaches

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CRED.IT Società Finanziaria Spa Corporate Credit Rating 2021 (Affirm)
10/11/2021
modefinance has released the Solicited Corporate Credit Rating for 2021 of CRED.IT Società Finanziaria Spa (Affirm)

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Patents in Fintech: Tigran confirms its uniqueness
25/10/2021
The technology behind Tigran proprietary solution obtains the patent, demonstrating the centrality of integrated research for the Fintech's "Made in Italy" development.

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New Bank-Fintech alliance: Banca Valsabbina chooses modefinance
30/09/2021
A more efficient credit risk assessment process at the center of the agreement between Banca Valsabbina and the Fintech modefinance

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INNOVATEC S.P.A Corporate Credit Rating (First Issuance)
27/09/2021
modefinance released the Solicited Corporate Credit Rating for INNOVATEC S.P.A. (First Issuance)

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Passuello F.lli Corporate Credit Rating 2021 (Affirm)
27/09/2021
modefinance has released the Solicited Corporate Credit Rating for 2021 of Passuello F.lli Srl (Affirm)

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BORA S.P.A. Corporate Credit Rating (Upgrade)
22/09/2021
modefinance released the Solicited Corporate Credit Rating for BORA S.P.A. (Upgrade)

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A broaden global horizon: modefinance partners with Apollonian
7/09/2021
Apollonian and modefinance agreement is live, to best serve the world of private equity

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ZENERGIA S.R.L. Corporate Credit Rating (Affirm)
23/07/2021
modefinance released the Solicited Corporate Credit Rating for ZENERGIA S.R.L. (Affirm)

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RIBES project: Return of Investments for Building Energy efficiency Solutions
16/07/2021
RIBES project comes to an end: Return of Investments for Building Energy efficiency Solutions, its objectives, developments and results

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BORGOSESIA S.P.A Corporate Credit Rating (First Issuance)
16/07/2021
modefinance released the Solicited Corporate Credit Rating for BORGOSESIA S.P.A. (First Issuance)

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The new European TranspArEEnS project is started: sustainability, energy efficiency and ESG criteria for SMEs access to credit
1/07/2021
TranspArEEnS: bringing a new perspective to the EEMI by putting SME access to finance at the heart of an ESG ecosystem

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ELLEMME S.P.A. Corporate Credit Rating (First Issuance)
8/06/2021
modefinance released the Solicited Corporate Credit Rating for ELLEMME S.P.A. (First Issuance)

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s-peek 5.0: the new release is now online
26/05/2021
Welcome to s-peek brand new web app

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Fintech and banks: process automation, for the employee loans' digitalization
23/04/2021
ViViBanca and modefinance sign a partnership, for the first entirely digital and automated salary-backed employee loan

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INNOVATIVE-RFK SPA Corporate Credit Rating (Downgrade)
19/04/2021
modefinance released the Solicited Corporate Credit Rating for INNOVATIVE-RKF SPA (Downgrade)

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3A DEI F.LLI ANTONINI SPA Corporate Credit Rating (First Issuance)
29/03/2021
modefinance released the Solicited Corporate Credit Rating for 3A DEI F.LLI ANTONINI SPA (First Issuance)

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Global Power Spa Corporate Credit Rating (First Issuance)
23/03/2021
modefinance released the Solicited Corporate Credit Rating for Global Power (First Issuance)

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modefinance growth, one step further: TeamSystem acquires 59%
8/03/2021
TeamSystem enters the capital of modefinance with an initial stake of 59%, in anticipation of exponential growth on two key elements: process automation and nowcasting.

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I.M.I. SPA Corporate Credit Rating (First Issuance)
3/03/2021
modefinance released the Solicited Corporate Credit Rating for I.M.I. SPA (First Issuance)

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AFV Beltrame and modefinance: how Fintech supports corporates’ internal risk management
3/02/2021
How Fintech supports corporates’ effective digitalization and process automation

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EBA sets the rules: Artificial Intelligence must be explainable
21/12/2020
Towards an explainable and trustworthy Artificial Intelligence

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BORA SPA Corporate Credit Rating (First Issuance)
17/12/2020
modefinance released the Solicited Corporate Credit Rating for BORA SPA (First Issuance)

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FinTech Abu Dhabi Innovation Challange 2020: modefinance among the winners
26/11/2020
modefinance is among the winners of the FinTech Abu Dhabi Innovation Challange 2020 for the credit rating model developed for Ethiad Credit Insurance

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NEWATT SRL Corporate Credit Rating (First Issuance)
23/11/2020
modefinance released the Solicited Corporate Credit Rating for NEWATT SRL (First Issuance)

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modefinance unveils tigran, the brand new name of the Rating-as-a-Service platform
16/11/2020
From oplon to tigran, the evolution of modefinance's Rating-as-a-Service Platform

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2008-2020: are we better prepared to face the crisis?
22/10/2020
Interview with the founder Valentino Pediroda and Mattia Ciprian

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Corporate Credit Rating for GIORGIO ARMANI SPA (Downgrade)
9/10/2020
modefinance has released the Unsolicited Corporate Credit Rating for Giorgio Armani Spa (Downgrade)

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CRED.IT SOCIETÁ FINANZIARIA SPA Corporate Credit Rating (Affirm)
24/09/2020
modefinance has released the Solicited Corporate Credit Rating for CRED.IT SOCIETÁ FINANZIARIA SPA (Affirm)

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ForSt evolution. The new features of the forecasting model
28/07/2020
More than 80% accuracy with the new features of the Forecasting-StressTest model

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Passuello F.lli Srl Corporate Credit Rating (Affirm)
24/09/2020
modefinance has released the Solicited Corporate Credit Rating for Passuello F.lli Srl (Affirm)

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Banks and Fintech connected: the RaaS platform for process automation, in the partnerhsip between Banca Progetto and modefinance
21/09/2020
Banks and Fintech connected: the RaaS platform for process automation, in the partnerhsip between Banca Progetto and modefinance

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Corporate Credit Rating for FINECOBANK BANCA FINECO SPA (Affirm)
7/09/2020
modefinance has released the Unsolicited Corporate Credit Rating for FinecoBank (Affirm)

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Artificial intelligence, finance and sustainability: Fintech at ESOF 2020 Trieste
4/09/2020
The Fintech roundtable on AI and sustainability by modefinance: panelists from academia, science and finance professionals, discussing sustainability in AI and finance.

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Market Reactive MORE score: the new predictive score by modefinance and Bureau van Dijk
4/08/2020
modefinance and Bureau van Dijk announce the release of the Market Reactive MORE score

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Corporate Credit Rating for Zenergia Srl
24/07/2020
modefinance has released the Corporate Credit Rating (Solicited) for Zenergia Srl (First Issuance)

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Corporate Credit Rating for BARILLA INIZIATIVE SPA (Downgrade)
17/07/2020
modefinance has released the Unsolicited Corporate Credit Rating for Barilla Iniziative Spa (Downgrade)

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Minibond and other financing opportunities: why you should apply for a rating in 2020
1/07/2020
2020 could be the best year to apply for a rating. That’ why.

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Hal Service Spa Corporate Credit Rating (Affirm)
25/06/2020
modefinance has released the Solicited Corporate Credit Rating for Hal Service Spa (Affirm)

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Corporate Credit Rating for Romagas Srl
4/06/2020
modefinance has released the Corporate Credit Rating (Solicited) for Romagas Srl (First Issuance)

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Corporate Credit Rating for PRADA SPA (Downgrade)
11/06/2020
modefinance has released the Unsolicited Corporate Credit Rating for Prada Spa (Downgrade)

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Corporate Credit Rating for Innovative RFK Spa (First Issuance)
4/06/2020
modefinance has released the Corporate Credit Rating (Solicited) for Innovative-RFK Spa (First Issuance)

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Corporate Credit Rating for FINECOBANK BANCA FINECO SPA (Affirm)
3/06/2019
modefinance has released the Unsolicited Corporate Credit Rating for FinecoBank (Affirm)

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Certification of risk management processes: Burgo's case study
27/05/2020
Burgo Group has been awarded for its risk management process based on modefinance's methodology.

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Alternative data and sentiment analysis, now in RaaS platform
7/05/2020
Sentiment analysis and alternative data, for the RaaS nowcasting solution: modefinance partners with AInifinity to integrate alternative data sources and AI analyses within RaaS platform.

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Public Guarantee: the API-based tools to verify the eligibility to the Fund
3/04/2020
Manage the entire evaluation process automatically, from data download to the corporate group analysis

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COVID-19: the forecasting model to predict the impact on SMEs
12/03/2020
How to estimate the impact of Coronavirus on companies' perfomances

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The automation of the rating process: a guide to the qualitative analysis
25/02/2020
The tool for the qualitative analysis that fully automates the rating process

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Cred.it Società Finanziaria Spa Corporate Credit Rating (First Issuance)
18/02/2020
modefinance has released the Corporate Credit Rating (Solicited) for Cred.it Società Finanziaria Spa: B1- (First Issuance)

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Hal Service Spa Corporate Credit Rating (First Issuance)
11/02/2020
modefinance has released the Corporate Credit Rating (Solicited) for Hal Service Spa: B1+ (First Issuance)

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Credit limit: how to use commercial data to improve model accuracy
30/01/2020
The model for automatically assessing the creditworthiness and the credit limit of clients and suppliers

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Alternative Finance: 2020 trends from the CrowdFundMe Day
20/01/2020
Crowdfunding and minibonds are going to make 2020 the year of alternative finance

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Corporate Credit Rating per PASSUELLO F.LLI SRL: A3 + (First Issuance)
16/12/2019
modefinance ha aggiornato il Credit Rating di Passuello F.lli Srl

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The massive analysis: how to assess the portfolio credit risk in a few minute
27/11/2019
The massive analysis feature enables large-scale credit risk analyses in just a few seconds

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Invoice financing: the AI tools for the creditworthiness assessment of assignors and debtors
13/11/2019
RaaS Risk Platform for the creditworthiness evaluation in invoice financing

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The creditworthiness evaluation in invoice financing: a one-minute process with oplon Risk Platform
30/10/2019
oplon Risk Platform for the creditworthiness evaluation in invoice financing

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Corporate Credit Rating for GIORGIO ARMANI SPA: A3 (Affirm)
12/06/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for Giorgio Armani Spa: A3+ (Affirm)

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From a company-rating to an object-rating. The new concept of RaaS Risk Platform
17/10/2019
oplon Risk Platform opens up to new fields of application with new features for factoring, investment funds and banks,

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Corporate Credit Rating for ETC INVEST SPA: B1+
4/09/2019
modefinance has released the Corporate Credit Rating (Solicited) for ETC INVEST SPA: B1+ (first issuance)

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Announcing RaaS Risk Platform 2.0. A new approach to risk assessment
11/09/2019
Risk assessment on bonds, projects, financial institutions and entire portfolios and new fields of application

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modefinance Corporate Credit Rating for FinecoBank
4/09/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for FinecoBank: A2- (Affirm)

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Welcome to s-peek 4.0.
3/09/2019
s-peek new update, the app for assessing the creditworthiness of customers and partners

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Professor Altman chooses modefinance to launch the first Fintech rating for european SMEs
15/07/2019
Professor Altman chooses modefinance as the Fintech Rating Agency to launch the first Fintech rating for european SMEs

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modefinance Corporate Credit Rating for Barilla
26/06/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for Barilla: A3+ (Upgrade)

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Artificial Intelligence in Finance: IoT for credit risk prevention
20/06/2019
Industry 4.0. technologies are a valuable source of information for risk management and prevention.

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modefinance Corporate Credit Rating for Prada
12/06/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for Prada: A3 (Affirm)

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Debt-capacity automation: the Forecasting-StressTest model for risk prevention
5/06/2019
Budget simulation up to 5 years on 3 different growth scenarios, stress test of key variables, estimation of the credit score and probability of default.

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modefinance Corporate Credit Rating for FinecoBank
3/06/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for FinecoBank: A2- (Affirm)

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Who watches the watchmen? Rating Agencies’ regulation and supervisors.
22/05/2019
Rating Agencies were responsible for the outbreak of the financial crisis in 2008. Who supervises Rating Agencies today?

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API REST approach in RaaS Risk Platform
9/05/2019
modefinance proves web APIs of oplon Risk Platform and allows the implementation of external functionality within the platform.

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modefinance Corporate Credit Rating for Fineco Bank
2/05/2019
modefinance has released the Corporate Credit Rating (Unsolicited) for Fineco Bank: A2- (First Issuance)

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How to evaluate banks: easy methods and advanced tools
26/04/2019
From the analysis of the CET1 ratio to oplon Risk Platform: how to easily evaluate a bank and advanced credit risk analysis tools for financial institutions and investors

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A for assessment: what's a credit rating and why you should ask for it
11/04/2019
From access to alternative financing resources to the accreditation on the stock market; ratings are reliability assessments that can bring several benefits to companies and institutions.

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RegTech workshop: a bright Fintech friday
9/04/2019
"Reg-Tech workshop - Big Data Analytics" is the coding session part of the EU Project “Fin-Tech HO2020” set up to explore the opportunities offered by AI applied to credit risk management.

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Alternative Data: the way to give value to your data
26/03/2019
Alternative Data identify in advance investment opportunities and critical factors. How to include them in a credit risk assessment model with oplon Risk Platform

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Mini-bonds for SMEs: how to improve the placement on the market
6/03/2019
How to issue mini-bonds and how to improve the placement on the market. The information you need to finance your company with mini-bonds

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Credit rating and credit score: how do they differ?
24/01/2019
"Rating" is often used as a synonym for credit score, but they are two different assessment methodologies. How do they differ?

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Augmented Analytics: what it does really mean?
6/12/2018
Augmented Analytics is the technology of the future. That’s why we apply it in developing algorithms and analysis models. But what does it really means?

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modefinance Corporate Credit Rating for PRADA SPA: A3 (Affirm)
19/11/2018
modefinance Corporate Credit Rating for PRADA SPA: A3 (Affirm)

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Central Credit Register and oplon Risk Platform: the tools to evaluate companies’ creditworthiness
9/11/2018
How credits reports issued by the Central Credit Register of the Bank of Italy affect on companies' rating.

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Applying Game Theory to a financial risk analysis
2/11/2018
How can you apply Game Theory to finance? And how this can be in a Rating analysis?

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How BigData can be useful for risk analysis
26/10/2018
And how to apply data analytics to financial evaluations

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modefinance Corporate Credit Rating for GIORGIO ARMANI SPA: A3+ (Affirm)
25/10/2018
modefinance Corporate Credit Rating for GIORGIO ARMANI SPA: A3+ (Affirm)

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New partnership between A for Value and modefinance
18/10/2018
New international partnership between A for Value and modefinance, promoting risk mitigation applying Fintech

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modefinance Corporate Credit Rating for BARILLA INIZIATIVE SPA (First Issuance)
16/10/2018
modefinance Corporate Credit Rating for BARILLA INIZIATIVE SPA (First Issuance)

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Protecting from exposure risk. How to
27/09/2018
How to manage exposures in oplon Risk Platform

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The first rule of FIN-TECH is to make the rules of Fintech
17/09/2018
modefinance between the lead partners of the winning project

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Sensitivity analysis: how to evaluate the company’s financial resilience
4/09/2018
Sensitivity analysisi in RaaS Risk Platform

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Statistic and data science: modefinance at the S&DS 2018
27/08/2018
Data science conference

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Another goal achieved
2/08/2018
Official modefinance Mapping

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modefinance at the Reply Xchange 2018
11/07/2018
modefinance @ Reply

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RaaS Risk Platform, data science for risk management
21/06/2018
Your own rating agency

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modefinance Corporate Credit Rating for BARILLA HOLDING SPA (withdraw)
17/05/2018
modefinance Corporate Credit Rating for BARILLA HOLDING SPA (withdraw)

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modefinance Corporate Credit Rating for Prada SPA: A3 (Affirm)
7/05/2018
modefinance Corporate Credit Rating for Prada SPA: A3 (Affirm)

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Fintech Customer evaluation
14/03/2018
BigData Artificial Intelligence for Customer evaluation

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modefinance's audition at the Finance Commission of the Italian Parliament
2/11/2017
Finance Commission Fintech

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s-peek Team, the first collaborative Credit Risk Management platform
28/09/2017
s-peek Team becomes collaborative

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modefinance Corporate Credit Rating for BARILLA HOLDING SPA : A3- (Affirm)
28/07/2017
modefinance Corporate Credit Rating for BARILLA HOLDING SPA : A3- (Affirm)

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Evolving modefinance brand identity
23/06/2017
“New logo“

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Customized Credit Risk Management: Fintech, analytics and big data
28/03/2017
“Analytics and bigdata in Credit Risk Management“

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modeFinance Corporate Credit Rating for Giorgio Armani SPA : A3+ (First Issuance)
1/03/2017
modeFinance publish Giorgio Armani Rating

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modeFinance on stage at the Finovate European conference
9/02/2017
modeFinance @ Finovate

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The news s-peek 3.0 in the market!
22/11/2016
New s-peek

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Rating: modeFinance the first italian agency to rate banks
4/10/2016
modeFinance Ratings for Bank

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The importance of credit rating: the case of Hanjin Shipping
8/09/2016
Hanjin Shipping Bankruptcy

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modeFinance Corporate Credit Rating for BARILLA HOLDING SPA: A3- (Upgrade)
5/08/2016
modeFinance Corporate Credit Rating for BARILLA HOLDING SPA: A3- (Upgrade)

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The MORE Rating validation of 134,828,155 Credit ratings
29/07/2016
modeFinance MORE Validation

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modeFinance Corporate Credit Rating for PRADA SPA : A3+ (First Issuance)
5/07/2016

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The human side of the Fintech
20/06/2016
Human Fintech

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Global Credit Rating: 200 million evaluations
11/05/2016
The approach a Fintech Credit Rating Agency

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modeFinance Corporate Credit Rating for BARILLA HOLDING SPA : B1+ (First Issuance)
17/03/2016
modeFinance Corporate Credit Rating for BARILLA HOLDING SPA : B1+ (First Issuance)

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modeFinance winner at Horizon2020 Sme Instrument!
17/02/2016
“Horizon2020 Sme Instrument“

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Fuzzy approach for Credit Rating
1/02/2016
“How to use fuzzies in Credit Rating“

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How to evaluate bank creditworthiness
23/12/2015
The ratios for understanding bank rating

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Game Theory Approach for Credit Risk Analysis
7/12/2015
“Game Theory for solving Credit Rating Problem“

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ESMA approves modeFinance as a Credit Rating Agency
10/07/2015
modeFinance announces that ESMA has approved today its application for registration under Article 16 of the European CRA Regulation.

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To patent or not to patent? That is the question!
19/05/2015
One of the topics of greatest interest in recent years in the field of scientific research and technology transfer to companies is their run to patent products and processes

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The lack of data: a problem to be solved to help the credit manager
27/04/2015
A major problem in the analysis of credit risk and of the work that each day has to be done by the credit manager is to address the lack of financial data in many countries of the world

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How to check if a rating model is valid [Part 2]
3/04/2015
Today we continue the study of the methods that should be used to understand if a rating model is appropriate or not.

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How to check if a rating model is valid [Part 1]
27/02/2015
One of the key elements in the development of a methodology for rating or credit scoring is understand the accuracy of the results: only an accurate model can be put into production!

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Unfortunately the analysis of only the company data is not sufficient!!
4/02/2015
One of the most important elements when you work as a Credit Manager in the analysis of credit risk is to better understand how the evaluation of companies you can compare from one Country to another or from one commercial sector to another

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Financial Ratio Analysis for Dummies :) [Part 2]
15/05/2014
In the previous blog post, we shared a table with you that could be useful to have the basic knowledge for the evaluation of the credit risk of a company

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Financial Ratio Analysis for Dummies :) [Part 1]
24/04/2014
Following our the most-read “Fast and furious Credit Risk Check” post

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Payment Behaviors or rather Payment Delays in Italy
28/03/2014
Payment behaviors are seriously important signs for detecting financial and economic health of a company

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If the National Social Security were a private company... The INPS SRL case
14/03/2014
In early February, one of the most reputable Italian newspapers, La Repubblica, published on its website a shocking investigation on the famous Italian pension fund

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And the Winner is ...
27/02/2014
Every credit manager knows that in spite of great tools such as Webex, sometimes you have to take the plane to meet your clients, colleagues and managers.

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Big Data and Machine Learning in the Credit Risk Analysis
21/02/2014
How to use big data and machine learning models in the Credit Risk Analysis.

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AGILE Method for Credit Risk Assessment? Yes!
31/01/2014
In recent years in modeFinance we have been using the Agile method for our IT related projects (website, s- peek application, etc.)

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Country rating and corporate rating
14/12/2013
The financial crisis has brought with it not only the collapse of the banking and economic system, but also that of sovereign governments.

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Understanding Corporate Group Rating
27/11/2013
When we do the analysis of the group, the questions we ask are different, for example: is the group profitable ?

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But where's credit risk world for the industrial enterprises going? Our experience at European level
12/11/2013
In this last month, I and Mattia have been many times contacted by big European companies to see how to improve their credit risk models...

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Comparisons of the costs in Europe: an approach from the companies’ analyses [Part 2]
1/11/2013
As we saw in the first part of this post we understood that the cost of labor in Europe is fairly similar (only Spain shows much lower values), while the profitability of the companies was lower in Italy than companies in France and Germany.

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Comparisons of the costs in Europe: an approach from the companies’ analyses [Part 1]
23/10/2013
Lately in Italy it is so often talked about the cost of labor and how it adversely affects the economic and financial performance of the companies.

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“Fast and furious” credit risk analysis : To check a company in 60 seconds
15/10/2013
Unfortunately, many times you do not have much time to understand the credit risk of a company and in any case you have to give an answer that is as accurate as possible.

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Solvency analysis of a company
3/10/2013
I am back once again on how to analyze the creditworthiness of a company.

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The adventurous life of a modern credit risk manager
24/09/2013
Last week, I was invited by Bureau van Dijk in London for a presentation at a conference with the theme of modern credit risk management at international level.

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Fundamental analysis of the smartphone giants
17/09/2013
It is well known fact by now that, month after month, Android has been realizing an important market share achievement in the mobile industry

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Liquidity analysis of a company [Part 2]
10/09/2013
In the first part (Part 1) we discovered how to calculate the two following indexes Current ratio and Quick ratio and how to interpret them.

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Companies go abroad, but why ? An in-depth analysis of financial leverage
5/09/2013
Last week I read an interesting article about a company which has moved all its production to Poland overnight.

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Liquidity analysis of a company [Part 1]
3/09/2013
By financial analysis of a company, it is meant the analysis of the economic & financial behaviors of a company through the study of financial statements.

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Is the #bigdata useful for credit risk analysis?
26/08/2013
In last few months, there has been an increasing discussion about Big Data and how people can exploit it efficiently to improve their own models.

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Welcome To The Club Croatia!
26/07/2013
As of July 1 2013, Croatia is fully and happily European Union member as the 28th member state.

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How Does Turkish Automotive Industry Perform?
15/07/2013
Turkey has been considered one of the most prominent countries among emerging markets, known as MIST (Mexico, Indonesia, South Korea, and, of course Turkey).

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Si comincia
9/07/2013
The current fragile economic situation of Italy, and moreover of European economy in general, is binding with the international situation

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KEELT GROUP S.P.A Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for KEELT GROUP S.P.A. (First Issuance)

The growth of the Italian Fintech ecosystem in 2022

Artificial Intelligence, IoT, blockchain, ESG, increase of funds intended for the Italian Fintech

The growth of the Italian Fintech ecosystem in 2021

Digital Innovation, Open Finance, Digital Lending as main growth drivers in the Italian Fintech sector

3A DEI F.LLI ANTONINI SPA Corporate Credit Rating 2021 (downgrade)

modefinance released the update for 2021 of the Solicited Corporate Credit Rating for 3A DEI F.LLI ANTONINI SPA (downgrade)

Factoring automation in Italy: Arcares and modefinance partnership

The integration of the proprietary K4F and Tigran platforms and technologies as an end-to-end solution to support the innovation of Factoring services

At the 2020 Dubai Expo, the Italian National Day

The Expo underway in Dubai has highlighted the strong connections with Italy, especially in the FinTech sector

GLOBAL POWER S.P.A. Corporate Credit Rating 2021 (Affirm)

modefinance released the Solicited Corporate Credit Rating 2021 for GLOBAL POWER S.P.A. (Affirm)

ETC INVEST S.P.A. Corporate Credit Rating 2021 (Upgrade)

modefinance released the Solicited Corporate Credit Rating 2021 for ETC INVEST S.P.A. (Upgrade)

modefinance international branches will open up and expand operations on a global scale

Fintech's boom opens up globally, modefinance international launches in the MENA region, to expand their activities, offering digitalization and process automation to the finance world.

The results of the NUPP project, supporting manufacturing companies, have been published

modefinance announces the results of a project that analyzed the pandemic effects and their impact on corporates' financials

Corporate Credit Rating 2021 for FINECOBANK - BANCA FINECO SPA (Affirm)

modefinance has released the Unsolicited Corporate Credit Rating 2021 for FinecoBank - Banca Fineco (Affirm)

IRB vs standardized models: European Commission looks at output floor and ECAI ratings

European Commission limits IRB approaches. Calculation of capital requirements to be based on comparison with standardized approaches

CRED.IT Società Finanziaria Spa Corporate Credit Rating 2021 (Affirm)

modefinance has released the Solicited Corporate Credit Rating for 2021 of CRED.IT Società Finanziaria Spa (Affirm)

Patents in Fintech: Tigran confirms its uniqueness

The technology behind Tigran proprietary solution obtains the patent, demonstrating the centrality of integrated research for the Fintech's "Made in Italy" development.

New Bank-Fintech alliance: Banca Valsabbina chooses modefinance

A more efficient credit risk assessment process at the center of the agreement between Banca Valsabbina and the Fintech modefinance

INNOVATEC S.P.A Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for INNOVATEC S.P.A. (First Issuance)

Passuello F.lli Corporate Credit Rating 2021 (Affirm)

modefinance has released the Solicited Corporate Credit Rating for 2021 of Passuello F.lli Srl (Affirm)

BORA S.P.A. Corporate Credit Rating (Upgrade)

modefinance released the Solicited Corporate Credit Rating for BORA S.P.A. (Upgrade)

A broaden global horizon: modefinance partners with Apollonian

Apollonian and modefinance agreement is live, to best serve the world of private equity

ZENERGIA S.R.L. Corporate Credit Rating (Affirm)

modefinance released the Solicited Corporate Credit Rating for ZENERGIA S.R.L. (Affirm)

RIBES project: Return of Investments for Building Energy efficiency Solutions

RIBES project comes to an end: Return of Investments for Building Energy efficiency Solutions, its objectives, developments and results

BORGOSESIA S.P.A Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for BORGOSESIA S.P.A. (First Issuance)

The new European TranspArEEnS project is started: sustainability, energy efficiency and ESG criteria for SMEs access to credit

TranspArEEnS: bringing a new perspective to the EEMI by putting SME access to finance at the heart of an ESG ecosystem

ELLEMME S.P.A. Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for ELLEMME S.P.A. (First Issuance)

s-peek 5.0: the new release is now online

Welcome to s-peek brand new web app

Fintech and banks: process automation, for the employee loans' digitalization

ViViBanca and modefinance sign a partnership, for the first entirely digital and automated salary-backed employee loan

INNOVATIVE-RFK SPA Corporate Credit Rating (Downgrade)

modefinance released the Solicited Corporate Credit Rating for INNOVATIVE-RKF SPA (Downgrade)

3A DEI F.LLI ANTONINI SPA Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for 3A DEI F.LLI ANTONINI SPA (First Issuance)

Global Power Spa Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for Global Power (First Issuance)

modefinance growth, one step further: TeamSystem acquires 59%

TeamSystem enters the capital of modefinance with an initial stake of 59%, in anticipation of exponential growth on two key elements: process automation and nowcasting.

I.M.I. SPA Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for I.M.I. SPA (First Issuance)

AFV Beltrame and modefinance: how Fintech supports corporates’ internal risk management

How Fintech supports corporates’ effective digitalization and process automation

EBA sets the rules: Artificial Intelligence must be explainable

Towards an explainable and trustworthy Artificial Intelligence

BORA SPA Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for BORA SPA (First Issuance)

FinTech Abu Dhabi Innovation Challange 2020: modefinance among the winners

modefinance is among the winners of the FinTech Abu Dhabi Innovation Challange 2020 for the credit rating model developed for Ethiad Credit Insurance

NEWATT SRL Corporate Credit Rating (First Issuance)

modefinance released the Solicited Corporate Credit Rating for NEWATT SRL (First Issuance)

modefinance unveils tigran, the brand new name of the Rating-as-a-Service platform

From oplon to tigran, the evolution of modefinance's Rating-as-a-Service Platform

2008-2020: are we better prepared to face the crisis?

Interview with the founder Valentino Pediroda and Mattia Ciprian

Corporate Credit Rating for GIORGIO ARMANI SPA (Downgrade)

modefinance has released the Unsolicited Corporate Credit Rating for Giorgio Armani Spa (Downgrade)

CRED.IT SOCIETÁ FINANZIARIA SPA Corporate Credit Rating (Affirm)

modefinance has released the Solicited Corporate Credit Rating for CRED.IT SOCIETÁ FINANZIARIA SPA (Affirm)